Creator Sponsorship Currency Converter
Convert a brand offer from any currency into your own, then subtract the fees you'll actually pay — payment processing and agency cuts — so you know your true take-home before saying yes.
How it works
The tool pulls today's mid-market exchange rate from the free Frankfurter API (sourced from the European Central Bank's daily reference rates) and caches it in your browser for 60 minutes so repeated calculations are instant. It converts the brand offer at that rate, then applies the agency fee first (agencies typically take a percentage of gross), then the payment processing fee on what remains. The final figure is what actually lands in your bank account — usually noticeably less than the number the brand quoted.
How to use this tool
- Enter the amount the brand offered you and pick the currency they quoted it in.
- Pick your own currency — the one you'll actually get paid in.
- (Optional) Add your agency's cut as a percentage. If you self-manage, leave it at 0.
- (Optional) Add the payment processor's fee. PayPal charges around 4% for international transfers; Wise is around 1%; direct bank wire is usually free but slower.
- Hit Convert. You'll see the gross value in your currency, each fee broken out, and the true net you'll pocket.
Good to know
- Everything you enter is processed in your browser — nothing is sent to CreatorAiHub’s servers.
- The Creator Sponsorship Currency Converter gives estimates based on the numbers you enter. Actual income, fees and payouts vary.
- It is not financial, tax, legal or investment advice — for decisions that matter, check with a qualified professional.
- Exchange rates come from the Frankfurter API (European Central Bank reference rates, published on working days), so they can differ from the rate your bank or platform applies.
Frequently asked questions
Where do the exchange rates come from?
The Frankfurter API, a free open-source service that publishes the European Central Bank's daily reference rates. These are mid-market rates — banks and payment providers add their own margin on top, so what you actually receive will be 0.5–3% less depending on the processor.
Is my offer data sent anywhere?
No. Only the currency codes go over the network (to fetch the rate table). The amounts and fee percentages you enter never leave your browser. Nothing is logged, tracked or shared.
Why apply agency fee first, then payment fee?
Because that's how the real cashflow works. The brand sends the gross amount, your agency takes their percentage off the top, the remainder gets transferred to you — and only then does the payment processor's fee apply. Applying them the other way rounds would slightly overstate your take-home.
Should I quote fees back to the brand?
Some creators bake the payment-processing fee into their price ("$2,500 net of PayPal fees") so they receive their target amount. Others accept the deduction. Either is fine — this tool just shows you the number, negotiation is up to you.
What if the exchange-rate service is down?
If you've used the tool in the last hour, the cached rate is returned instantly and offline. If the fetch fails and no cache exists, the tool shows a friendly error asking you to check your connection and try again — no calculations run against fake rates.