Brand Deal Currency Calculator
Work out the true local value of a brand deal after every deduction — currency conversion, agency and processing fees, other costs, and a tax set-aside — so you know exactly what lands in your pocket.
How it works
The tool converts the brand offer to your currency at today's mid-market rate from the Frankfurter API (ECB reference rates, cached for 60 minutes), then applies deductions in a fixed order to match how the money actually flows: agency fee is taken from the gross first, then payment processing is applied to what remains, then any flat "other" costs are subtracted. The result is your net received. Separately, the tax set-aside is calculated on that net-received amount — that's the number to move to a savings account so tax season doesn't hurt.
How to use this tool
- Enter the amount and currency the brand quoted.
- Pick the currency you'll actually be paid in.
- Add any agency/manager cut as a percentage. Leave at 0 if you self-manage.
- Add payment processing fee — PayPal ~4% international, Wise ~1%, direct bank wire often 0%.
- Add any flat deductions (contract fees, expenses, etc.) in your currency.
- Set your effective tax rate for this income. Not sure? Freelance tax typically runs 20–35% depending on country; ask your accountant.
- Hit Calculate. The breakdown shows every step so you can double-check the maths.
Good to know
- Everything you enter is processed in your browser — nothing is sent to CreatorAiHub’s servers.
- The Brand Deal Currency Calculator gives estimates based on the numbers you enter. Actual income, fees and payouts vary.
- It is not financial, tax, legal or investment advice — for decisions that matter, check with a qualified professional.
- Exchange rates come from the Frankfurter API (European Central Bank reference rates, published on working days), so they can differ from the rate your bank or platform applies.
Frequently asked questions
How is this different from the Sponsorship Currency Converter?
The sponsorship converter stops at "net after fees" — good for quick offer-vs-offer comparisons. This tool goes further with a flat "other deductions" line (contract costs, expenses) and a tax set-aside computation. Use this one when you're planning to actually accept a deal and need the take-home-after-tax number.
Why apply agency before processing?
Because it matches the real money flow: the brand pays your agency's account (or splits at source), the agency takes their percentage of the gross, then transfers your share — and only that transfer is subject to the payment processor's fee. Applying them the other way rounds slightly overstates take-home.
Is "tax set-aside" my actual tax bill?
No — it's the amount to hold back from this deal so you're not scrambling at tax time. Real tax depends on your total annual income, expenses, deductions, VAT registration and country. Treat this as a planning number, not a filing number. Talk to an accountant for the real thing.
Where do rates come from and how often do they update?
Free Frankfurter API, backed by the European Central Bank's daily reference rates. The tool caches whatever it fetches for 60 minutes so subsequent calculations are instant. If the API is unreachable and there's a cached rate, that cache is used with an amber "offline fallback" badge.
Is my offer data private?
Yes. Only the currency codes go over the network (to fetch the rate table). Amounts, percentages, and the final numbers stay in your browser. Nothing is logged, stored on any server, or shared.